Find the perfect product for your lending needs
Priority Investor Loans is Houston's leading experts in private money lending for a variety of property types, including single family, multi-family, and commercial properties. If you’ve found a property you’d like to invest in, and need funds quickly, PIL can help. We offer simple financing options and flexible, competitive rates on hard money loans.
Hard Money Loans
Cash Out Refinance
Commercial Loans
Construction Loans
Buy & Rehab
Landlord Loans
Mini-Perm Loans
Flexible Terms
Fix and Flip Loans
Our single family fix’n flip loan is designed for investors seeking maximum leverage. PIL will loan up to 100% of hard cost (purchase + renovation) with a limit of 70% of appraised ARV. Loan term is six (6) months with three (3) month extensions available for a 1% fee. Loans can be paid off at any time without additional fees or penalties.
View ProductFix to Rent Loans
Our single-family fix-to-rent loan is designed for investors seeking maximum leverage for a rental. PIL will loan up to 100% of hard cost (purchase + renovation) with a limit of 75% of appraised ARV. We can increase proceeds to 75% when the investor provides a preapproval letter from a conventional mortgage broker. Loan term is six (6) months with three (3) month extensions available for a 1% fee. Loans can be paid off at any time without additional fees or penalties.
View ProductLandLord Loans
Our mini-perm loan was designed for the occupied and cash flowing property that is not quite ready for funding through a permanent or conventional lender. The loan term is 60 months (5 years) and can be paid off at any time without penalty.
View ProductCommercial Loans
Our commercial bridge loan is designed for investors seeking maximum leverage on a value-add investment. We typically close within 30 days, dependent upon appraisal timing. PIL will loan up to 100% of hard cost (purchase + renovation) with a limit of 70% of appraised stabilized value or ARV. Loan term is twelve (12) months with a six (6) month extension available for a 1% fee. Loans can be paid off at any time without additional fees or penalties.
View ProductTransactional Loans
As with our single family mini-perm loans, this product is perfect for the occupied and cash flowing property that is not quite ready for funding through a permanent or conventional lender. The loan term is 60 months (5 years) and can be paid off at any time without penalty.
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